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• Term Life

Term Life

Term life insurance provides death protection for a stated time period, or term. Term life insurance is perhaps the simplest form of life insurance. It was developed to provide temporary life insurance protection on a limited budget. Since term insurance can be purchased in large amounts for a relatively small initial premium, it is well suited for short-range goals such as life insurance coverage to pay off a loan, or providing extra life insurance protection during the child-raising years.

In most states, carriers offer term insurance policies providing level premiums for 5, 10, 20, 25, and 30 year periods. These policies can be renewed or continued at higher premiums in most states.

Integral Financial LLC, a licensed insurance agency, offers annuity and life insurance products that are issued by leading insurance companies that are not affiliated with Integral Financial. Guarantees are subject to the claims-paying ability of the issuing insurance company. For further details, please feel free to contact a Integral insurance agent at 888-666-6551.